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Maine workers comp is administered by the Maine Workers' Compensation Board. It exists to protect employees as well as employers. It is designed to help employees and their families if they are injured or ill due to workplace events or conditions. It also provides assistance to families of workers that die as a result of workplace accidents or complications. Employee injury and illness can become complicated. The employee usually has a doctor, and the insurance company and possibly the employer may have doctors, all providing information and advice. Additionally, attorneys may be involved for the employee and employer. While a worker may represent themself during a workers comp claim in Maine, it may be advisable to have the advice of an attorney. There are very specific steps in the workers comp claim process. If you have been injured, you need to inform your employer immediately. You may tell your supervisor or someone in management.

Your employer is then required to fill out a "First Report of Injury" form and give a copy to you. Subsequently, your employer must either pay for your lost work time within 14 days or send a "Notice of Controversy" to the state board if they feel the claim is invalid. Injured workers may receive benefits for as long as they are unable to work, provided they are totally incapacitated. This would mean the injury is so severe it prevents any type of work. However, if your injury is a partial injury, the benefits are limited to a period of 260 weeks. There are some exceptions to this limit that are defined in the Maine state laws. Workers in Maine have the right to select their own health care provider if, after receiving care from the employer selected physician for the first 10 days, they feel they are unsatisfied. The employer always has the right to have the worker see a physician selected by the employer for an additional diagnosis.

If workers are able to return to work but their condition prevents them from earning the level of income they were previously earning, they may be eligible to receive partial benefit payments. These payments would be set to 80% of the difference between the average weekly wage prior to the injury and the income after the injury. The workers compensation claim process can be a long and difficult process. After weeks or months of dealing with this process, you may reach a point at which you are very tempted to consider a settlement offer. You should try to take a step back from the process and consider the big picture before making a decision. In most states, once you accept a settlement, you forfeit the right to any further dispute or claim relative to the issue. This is worth repeating because it's so easy to focus on the short term and immediate gain of a lump sum payment from a settlement. So, again, in most states if you decide to settle, you forfeit your right to any further action in the claim. This may not seem like a significant problem. However, you should evaluate where you will be in 5 - 10 years in regard to finances and work and income. A lump payment now may seem to provide plenty of money but how long will the money last and how long will you have issues that prevent you from working? Of course there may be circumstances in which a settlement is the best choice, possibly because issues in the claim have become disputed and the outcome is now becoming uncertain. In the event that you do decide to accept a settlement, you will need to be sure to complete the correct forms (each state has different requirements and forms) and be sure to submit all the required information.

In my opinion, too many lawyers do nothing when their client tells them they have no money coming in. Most people do not know this, but the Workers' Compensation Act in Illinois is a law that covers all work injuries in Illinois. Petition if the company refuses to be reasonable. And sometimes, it can take several weeks to get in front of an Arbitrator for scheduling reasons. But a knowlegable and aggressive Workkrs Compensation lawyer in Chicago or Illinois knows how to do all of this, and DOES IT WHENEVER HE NEEDS TO FOR HIS CLIENTS. Another common issue I see in Illinois Work Injury and Chicago Workers Compensation cases is companies or claims companies hiring Nurse Case Managers. These Nurse Case Managers are being paid by the company to--do what, help you? Wrong. They will TELL you that they are trying to help you. Nurse Case Managers are being paid by companies in Chicago Work injury cases to LIMIT the recovery and save the company money.