Can You Choose Your Own Doctor For Workmans Comp
This post discusses if you can choose your own doctor in a NC Workers’ Compensation case. We represent injured workers in Raleigh, NC and surrounding areas and do not get paid unless you win. Call us today for a free case review, (919) 615-3095 . In North Carolina, the Workers’ Compensation Act provides medical compensation and wage loss (indemnity) benefits for non-fatal injuries and death benefits for fatal injuries. Medical compensation includes medical treatment and mileage reimbursement for treatment of your workplace injury. Lost Wage benefits provide monetary compensation due to your inability to earn wages because of your work injury. This benefit provides compensation based on the physical impairment of the injured body part as well. After your injury, your employer may have directed you to an urgent care facility (like FastMed) or the hospital for a medical examination. At that appointment, the health care provider informed you that you need continued care, so where do you go for treatment? Can you choose your own doctor for Workmans Comp in NC?
The first step in determining if you can go to your own doctor is filing a Form 18 with the North Carolina Industrial Commission (N.C.I.C). After filing, your claim will either be accepted (approved) or denied. The insurance company will usually assign you a nurse case manager and a authorized treating physician to handle your medical treatment. These health care providers are paid by the insurance company and may not look at your work injury in the same light as your own doctor might. The insurance company can also send you for an Independent Medical Examination (which is rarely favorable to you) but you must attend under NC Law. While this treatment may not be ideal, it is being paid for by your employer’s insurance carrier. Unfortunately, you can only go to your own treating doctor in a accepted NC Worker’s Compensation case under some circumstances. At the N.C.I.C, cases are heard before a commissioner, who acts like a judge. If you are unhappy with the commissioner’s decision, you or your NC workers’ compensation lawyer can appeal the decision.
It should be noted that the insurance company can tell you where to go for medical treatment even if they have not yet accepted your claim. We have seen cases where insurers pay for medical treatment up front but later deny the claim. If this has happened to you read below about denied claims. If your workers’ comp claim was denied, the insurance company is denying that you have a work related injury. At this point, you can go anywhere you want for medical treatment, but, if you do not eventually win your Workers’ Compensation case, you will not be reimbursed for your medical expenses or indemnified for your lost wages. Do you need a NC Workers’ Compensation Lawyer? If you need help asking the N.C. Industrial Commission for permission to see your own physician, you should consider hiring an attorney who handles NC worker’s compensation claims . You may also be able to get a second opinion on your disability rating or on surgery. Knowing the law or hiring an attorney who does is critical to the outcome of your worker’s compensation case in fighting the insurance carriers who are trained in denying claims. Doctors who work for insurance carriers are motivated by the insurance carriers who hire them. These doctors do not know your medical history the way your own doctor does. When your injury requires surgery, it is always a good idea to get a second opinion from another doctor in the same field of specialty, because of the risks involved with surgery. The Bishop Law Firm can help you request permission to go to your own doctor in a NC Worker’s Compensation case as well as get a second opinion. We represent Worker’s Compensation clients in Raleigh, Cary, Durham, Fayetteville, Rocky Mount, Roanoke Rapids, Chapel Hill, Louisburg, Smithfield, Wilson and surrounding areas in North Carolina.
So it is always wise to consult with an experienced workman’s comp attorney. In California, you may change doctors if you are dissatisfied with your medical treatment. However, these rules also vary depending upon: whether you have predesignated a personal physician; and whether the insurance company has a managed provider network (MPN) or a health care organization (HCO). If you do not follow the correct procedures for switching doctors, the insurance company may refuse to pay for your related medical bills. If you are receiving treatment from your personal pre-designated doctor, California workers’ compensation law allows you to switch to another physician. If the insurance company has an MPN or HCO, you can switch from your predesignated doctor to a network physician at any time. If the insurance company has an MPN, you may change doctors any time after your first examination. However, you typically must treat with a network physician or provider for the duration of your workers’ compensation claim. If the insurance company has an HCO, you may request a doctor change at least once and, the HCO must give you a new HCO provider within 5 days.
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